Because unforeseen "what ifs" occur in life, travel insurance is an essential element we always recommend to clients when planning their trips. It's a peace of mind. Although travelers may never have thought of their vacation as an investment, that's what it is. For most people, a vacation is their third largest purchase (behind their home and car). Most of us can't afford to lose the non-refundable portions of a trip if something unexpected happens - and emergencies occur: kids get sick, elderly need attention, an accident...not to mention such issues as missed flight connections, lost baggage and travel delays. Cruise lines, for instance, are not obligated to provide air to the next port if your flight is late and you miss embarkation. These reasons alone, along with instances of natural disasters or a travel supplier going bankrupt and leaving passengers stranded, all can be protected in the many options found in a protection policy.
Top Ten Reasons
You Should Buy Travel Insurance
Whether you take one
vacation a year, or travel internationally on a regular basis for business, a
good travel insurance plan will cover you for virtually every unexpected
contingency. From travel delays due to bad weather or a missed connection, a
lost piece of luggage, or a medical emergency in a foreign country, help is only
a phone call away.
Editor, Peter Greenberg, recommends purchasing travel insurance to protect your
financial investment and your peace of mind. In a recently published article,
Greenberg lists nine reasons why he thinks travel insurance is a must-have
accessory and we've added a 10th reason of our own:
- Your flight has
- Your bags are lost
and your medication is in it. You need to have an emergency prescription
- Your passport and
wallet are stolen, and you need emergency cash and a replacement
- You're involved in
an accident and adequate medical treatment is not available. You need medical
- You need to cancel
your trip due to illness.*
- Your cruise line,
airline or tour operator goes bankrupt. You need your non-refundable expenses
covered and to get to your destination.*
- You have a medical
emergency in a foreign country.*
- A terrorist
incident occurs in the city where you're planning to visit and you want to
cancel your trip.*
- A hurricane forces
evacuation of your resort, hotel or cruise.*
- In response to the
economy, we've added a 10th reason:
You lose your
job but have already paid for your trip or cruise and need your cash
Peter Greenberg, TODAY Travel Editor
Travel Guard is one of the nation's leading providers of travel insurance and assistance plans. Comprehensive travel insurance plans through Travel Guard purchased through Leaders In Travel.
Our most popular plans:
Our Premier Platinum Plan is for travelers who want our most comprehensive travel insurance coverage and services when they travel. Provides our highest limits of medical coverage plus additional benefits when purchased within 21 days of your initial trip payment, including coverage for pre-existing medical conditions and bankruptcy
Our most popular package plan is for travelers who want our standard coverage, suitable for most vacation and leisure trips. One child 17 and under at no additional cost for every adult who purchases this plan. Provides additional benefits when purchased within 21 days of your initial trip payment, including waiver for pre-existing medical conditions and coverage for bankruptcy.
All the coverage found in Travel Guard Basic, and more! One child 17 and under at no additional cost for every adult who purchases this plan. Provides additional benefits when purchased within 21 days of your initial trip payment for bankruptcy and pre-existing medical condition waiver.
My Travel Guard
A "build your own" travel insurance plan. Includes basic and 24-hour emergency travel services. Customize "My Travel Guard" with
coverage and limits to meet your specific travel needs. Optional Coverage Upgrades include Cancel for Any Reason, increased medical, emergency evacuation and baggage
coverage, Adventure Sports Coverage, and more!
Car Rental Collision Insurance
Renter's Collision Insurance through Travel Guard is available worldwide and an affordable alternative to the insurance rental car companies offer. This valuable coverage starts at $7 per day for $10,000 in coverage.
Renter's Collision Insurance through Travel Guard is available worldwide and an affordable alternative to the insurance rental car companies offer. This valuable coverage starts at $9 per day for $35,000 in coverage.
Plans shown are for New York State residents. Residents of other states have access to different plans.
Your Leaders In Travel consultant can help choose the plan that is best for you. Or, for your convenience, you can book a policy right here in just a few clicks!