Top Ten Reasons You Should Buy Travel Insurance

Whether you take one vacation a year, or travel internationally on a regular basis for business, a good travel insurance plan will cover you for virtually every unexpected contingency. From travel delays due to bad weather or a missed connection, a lost piece of luggage, or a medical emergency in a foreign country, help is only a phone call away.

TODAY Travel Editor, Peter Greenberg, recommends purchasing travel insurance to protect your financial investment and your peace of mind. In a recently published article, Greenberg lists nine reasons why he thinks travel insurance is a must-have accessory and we've added a 10th reason of our own:

1. Your flight has been cancelled.*
2. Your bags are lost and your medication is in it. You need to have an emergency prescription filled.*
3. Your passport and wallet are stolen, and you need emergency cash and a replacement passport.*
4. You're involved in an accident and adequate medical treatment is not available. You need medical evacuation.*
5. You need to cancel your trip due to illness.*
6. Your cruise line, airline or tour operator goes bankrupt. You need your non-refundable expenses covered and to get to your destination.*
7. You have a medical emergency in a foreign country.*
8. A terrorist incident occurs in the city where you're planning to visit and you want to cancel your trip.*
9. A hurricane forces evacuation of your resort, hotel or cruise.*
10. In response to the economy, we've added a 10th reason:
    You lose your job but have already paid for your trip or cruise and need your cash back.

* Source: By Peter Greenberg, TODAY Travel Editor

Premier Platinum

Our Premier Platinum Plan is for travelers who want our most comprehensive travel insurance coverage and services when they travel. Provides our highest limits of medical coverage plus additional benefits when purchased within 21 days of your initial trip payment, including coverage for pre-existing medical conditions and bankruptcy

Premier Gold

Our most popular package plan is for travelers who want our standard coverage, suitable for most vacation and leisure trips. One child 17 and under at no additional cost for every adult who purchases this plan. Provides additional benefits when purchased within 21 days of your initial trip payment, including waiver for pre-existing medical conditions and coverage for bankruptcy.

Premier Silver

All the coverage found in Travel Guard Basic, and more! One child 17 and under at no additional cost for every adult who purchases this plan. Provides additional benefits when purchased within 21 days of your initial trip payment for bankruptcy and pre-existing medical condition waiver.

My Travel Guard

A "build your own" travel insurance plan. Includes basic and 24-hour emergency travel services. Customize "My Travel Guard" with coverage and limits to meet your specific travel needs. Optional Coverage Upgrades include Cancel for Any Reason, increased medical, emergency evacuation and baggage coverage, Adventure Sports Coverage, and more!

Car Rental Collision Insurance

Plans shown are for New York State residents. Residents of other states have access to different plans.

Your Leaders In Travel consultant can help choose the plan that is best for you. Or, for your convenience, you can book a policy right here in just a few clicks!